RandzifyNaira in, dollars out: how funding your wallet works
Exactly what happens when you top up, what it costs, and how to work out what you'll get before you pay.
- You pay in naira through Flutterwave and receive dollars in your wallet.
- The rate and the fee are shown before you confirm.
- Top-ups can be from ₦1,000 to ₦1,000,000 at a time.
Funding is the one step where naira becomes dollars, so it's worth understanding exactly what happens.
Step by step
- In the app, choose Fund wallet and enter how much naira you want to pay.
- You'll see the exchange rate, the fee and the dollar amount you'll receive. Nothing is charged yet.
- Confirm, and you're taken to a secure Flutterwave checkout. Pay by card, bank transfer or USSD.
- Once the payment clears, the dollars land in your Randzify wallet.
Working out what you'll get
The maths is simple: the funding fee comes off the naira amount, and the rest is converted at the day's rate. Here is an example using a 3% fee and a rate of ₦1,490 to $1. Today's rate is always shown in the app.
You can try any amount with the calculator on our homepage.
Limits
Each top-up can be between ₦1,000 and ₦1,000,000. If you need more, you can make another top-up.
What about USDT?
Funding with USDT is coming soon. We'll email every user when it's switched on.
If a payment is taking long
Most payments confirm within minutes. If yours shows as pending, don't pay again straight away. Check your transaction history first, then contact support with the reference so we can trace it.